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Business Loan Eligibility Calculator
Estimate how much business loan you could qualify for, based on your income, existing obligations, and the lender's FOIR cap.
Fixed Obligation to Income Ratio — the share of income lenders allow toward all EMIs combined. Typically 40-65%.
Estimated eligible loan amount
₹18,39,721.35
- Maximum affordable EMI
- ₹40,000.00
This is a heuristic estimate using a common FOIR-based method — actual lender eligibility also depends on credit score, business vintage, collateral, and the specific lender's policy. Treat this as a starting point, not a loan offer.