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EPF Calculator
Project your Employees' Provident Fund (EPF) corpus at retirement based on your Basic + DA, contribution rates, and years of service.
Declared annually by the EPFO — verify the current rate before relying on this
Projected EPF corpus
₹46,88,769.75
- Employee contribution (monthly)
- ₹3,600.00
- Employer EPF share (monthly)
- ₹1,101.00
- Total contributed
- ₹14,10,300.00
Simplified model: employee contributes 12% of Basic+DA, employer's ~3.67% goes to EPF (the rest funds the separate pension scheme). Interest is modeled as monthly compounding for simplicity, while EPFO actually credits interest annually on a running balance — real payouts will differ slightly. The EPF interest rate is declared fresh every year; verify the current rate on the EPFO website.