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Loan Prepayment Calculator

See how much interest you'd save and how much sooner you'd close your loan by making a one-time lump-sum prepayment, keeping your EMI unchanged.

Interest saved

₹8,28,170.20

Original EMI
₹21,695.58
Balance at prepayment
₹23,96,090.59
New remaining tenure
164 months
Tenure shortened by
52 months

Assumes your EMI stays the same after prepayment (so your tenure shortens) rather than your lender reducing the EMI and keeping the tenure the same. Actual savings depend on your lender's specific recalculation method and any prepayment charges.