Home / NPS Calculator
NPS Calculator
Project your National Pension System (NPS) corpus at retirement, the mandatory annuity split, and your estimated monthly pension.
Market-linked — depends on your equity/debt allocation
Minimum 40% of corpus must buy an annuity at retirement
Fixed return offered by the annuity provider
Corpus at retirement
₹1,13,96,626.62
- Total contributed
- ₹18,00,000.00
- Annuity corpus
- ₹45,58,650.65
- Lump sum withdrawal
- ₹68,37,975.97
- Estimated monthly pension
- ₹22,793.25
Both the expected return during accumulation and the annuity rate at retirement are estimates, not guarantees — NPS returns are market-linked. Current NPS rules require a minimum 40% annuity purchase; the rest can usually be withdrawn as a lump sum, subject to prevailing regulations.